You can now easily and reliably verify this site's identity and security by looking for the green website address bar above when logging into online banking. The new Extended Validation (EV) certificate is an added layer of security that triggers web browsers to display a green address bar and our site provider's name (Fiserv, Inc.).

Checking

We're proud to be Montanan. As a local, community bank, service is at the heart of our business. We offer a variety of personal checking accounts designed to fit you perfectly. We invite you to experience better banking with First Montana Bank.



Personal Checking Prestige Checking Prestige Plus Checking Centennial Checking
Enrollment Requirement None None Age 55+ None
Opening Deposit $100 $100 $100 $100
Minimum Balance Requirement To Avoid Monthly Maintenance Fee None None None None
Monthly Maintenance Fee None $6 None None
Earns Interest 1 No Yes Yes No
Free Online Banking Yes Yes Yes Yes
Free Online Bill Pay4 Yes Yes Yes Yes
Free VISA® Debit Card Yes Yes Yes Yes
Free Mobile Banking and Mobile Deposit3 Yes Yes Yes Yes
Free eStatement Yes, $2 per month fee for paper statements Yes Yes Yes, required
Free Annual Credit Score No No No Yes
$0.10 back automatically every time you use your debit card for purchases2 No No No Yes
Account Details
Basic checking account designed for customers who use online services. No monthly fee, no minimum daily balance required. Free telephone banking, free online banking, free online bill pay, free mobile banking and free mobile deposit. Free VISA® debit card. $100 minimum opening deposit. This account includes free eStatements, there is a $2 per month fee for paper statements. There is a $4 per month fee for paper image statements.
Full-service checking account that earns interest and provides access to additional account benefits. No minimum daily balance required, $6 monthly maintenance fee. Unlimited check writing privileges with free, unlimited standard checks (customer pays shipping & handling fees). Free telephone banking, free online banking, free online bill pay, free mobile banking and free mobile deposit. Free VISA® debit card. Free eStatements are available and free paper statements are included. $100 minimum opening deposit.
Full-service checking account for customers 55 years old or older. Earn interest and access additional benefits without a monthly maintenance fee. Unlimited check writing privileges with two free boxes of standard checks per year (customer pays shipping & handling fees). Free telephone and online banking, free mobile banking and free mobile deposit. Free online bill pay. Free VISA® check card. $100 minimum opening deposit; no minimum daily balance requirement.
Our premium checking account. No daily minimum balance requirement and no monthly fee. $100 minimum opening deposit. This account requires free eStatements. Free online banking, free online bill pay, free mobile banking, and free mobile deposit are included. Receive $0.10 back per transaction when you use your debit card for purchases. Complimentary annual access to your credit report and score, optional, upon request. More on our Centennial Checking account.
Save time writing checks and make purchases directly from your checking account with a First Montana Bank VISA® Debit Card. The card can double as your ATM card and protects against unauthorized charges.

Switch Kit - Get Started Now

  • 1 Tiered Interest Rate (subject to change). Up to $5,000 | $5,000.01 - $10,000 | $10,000.01 and over.
  • 2 To receive $0.10 back per transaction, purchases must be approved and posted to the account.
  • 3 Message and data rates may apply from your wireless carrier.
  • 4 No monthly fee for use. 3 months of nonuse will result in a $5 per month inactivity fee until the service is cancelled or use is resumed.

Regulated by the State of Montana Division of Banking and Financial Services and the Federal Reserve Bank