We're proud to be Montanan. As a local, community bank, service is at the heart of our business. We offer a variety of personal checking accounts designed to fit you perfectly. We invite you to experience better banking with First Montana Bank.
|Personal Checking||Prestige Checking||Prestige Plus Checking||Centennial Checking|
|Enrollment Requirement||None||None||Age 55+||None|
|Minimum Balance Requirement To Avoid Monthly Maintenance Fee||None||None||None||None|
|Monthly Maintenance Fee||None||$6||None||None|
|Earns Interest 1||No||Yes||Yes||No|
|Free Online Banking||Yes||Yes||Yes||Yes|
|Free Online Bill Pay4||Yes||Yes||Yes||Yes|
|Free VISA® Debit Card||Yes||Yes||Yes||Yes|
|Free Mobile Banking and Mobile Deposit3||Yes||Yes||Yes||Yes|
|Free eStatement||Yes, $2 per month fee for paper statements||Yes||Yes||Yes, required|
|Free Annual Credit Score||No||No||No||Yes|
|$0.10 back automatically every time you use your debit card for purchases2||No||No||No||Yes|
|Personal Checking||Basic checking account designed for customers who use online services. No monthly fee, no minimum daily balance required. Free telephone banking, free online banking, free online bill pay, free mobile banking and free mobile deposit. Free VISA® debit card. $100 minimum opening deposit. This account includes free eStatements, there is a $2 per month fee for paper statements. There is a $4 per month fee for paper image statements.|
|Prestige Checking||Full-service checking account that earns interest and provides access to additional account benefits. No minimum daily balance required, $6 monthly maintenance fee. Unlimited check writing privileges with free, unlimited standard checks (customer pays shipping & handling fees). Free telephone banking, free online banking, free online bill pay, free mobile banking and free mobile deposit. Free VISA® debit card. Free eStatements are available and free paper statements are included. $100 minimum opening deposit.|
|Prestige Plus Checking||Full-service checking account for customers 55 years old or older. Earn interest and access additional benefits without a monthly maintenance fee. Unlimited check writing privileges with two free boxes of standard checks per year (customer pays shipping & handling fees). Free telephone and online banking, free mobile banking and free mobile deposit. Free online bill pay. Free VISA® check card. $100 minimum opening deposit; no minimum daily balance requirement.|
|Centennial Checking||Our premium checking account. No daily minimum balance requirement and no monthly fee. $100 minimum opening deposit. This account requires free eStatements. Free online banking, free online bill pay, free mobile banking, and free mobile deposit are included. Receive $0.10 back per transaction when you use your debit card for purchases. Complimentary annual access to your credit report and score, optional, upon request. More on our Centennial Checking account.|
|VISA® Debit Card||Save time writing checks and make purchases directly from your checking account with a First Montana Bank VISA® Debit Card. The card can double as your ATM card and protects against unauthorized charges.|
- 1 Tiered Interest Rate (subject to change). Up to $5,000 | $5,000.01 - $10,000 | $10,000.01 and over.
- 2 To receive $0.10 back per transaction, purchases must be approved and posted to the account.
- 3 Message and data rates may apply from your wireless carrier.
- 4 No monthly fee for use. 3 months of nonuse will result in a $5 per month inactivity fee until the service is cancelled or use is resumed.