Checking

You won't find our name in every city in America. Our bank branches aren't scattered around the country sprouting up like weeds. We focus on one place only: Montana. We believe being local means being a better partner to your business.

Whether you own a small business or run a large corporation, you have your choice of accounts with a variety of benefits designed to help your business succeed. All of our business accounts feature a suite of convenient online tools and options for easy account maintenance. That's better banking.


Business Checking Commercial Checking Business Plus Checking
Opening Deposit Requirement $100 $100 $1,000
Minimum Balance Requirement To Avoid Monthly Maintenance Fee None None $1,000
Monthly Maintenance Fee None $8
(Earnings Credit may off-set service charges)
$8 per month if daily balance drops below minimum
Account Activity 4,000 FREE items per statement cycle. Over 4,000 monthly items, $0.25/item charge 100 FREE checks per month and 100 FREE deposit items per statement cycle. Over monthly limit, $0.25/check item, $0.07/deposit item charge. 25 FREE checks per statement cycle and 25 FREE deposit items per statement cycle. Over monthly limit, $0.25/check item, $0.07/deposit item charge.
Earnings Credit No Yes No
Earns Interest 1 No No Yes
Free VISA® Business Debit Card Yes Yes Yes

Account Details
A basic business checking account designed for small businesses or not-for-profits with moderate to high account activity and smaller balances with no minimum daily balance requirement.
A full-service checking account designed for corporations, partnerships and proprietorships with moderate to high account activity that may benefit from an earnings credit to off-set service charges.
Designed for sole proprietorships, not-for-profits and Government units with larger deposit balances that want to earn interest on their checking account.

Switch Kit - Get Started Now
  • ** Subject to approval.
  • 1 Tiered Interest Rate (subject to change). Up to $5,000 | $5,000.01 - $10,000 | $10,000.01 and over.

Regulated by the State of Montana Division of Banking and Financial Services and the Federal Reserve Bank