Free Centennial Checking


  •   $0.10 cash back automatically every time you use your debit card for purchases
  •   FREE Checking with no monthly maintenance fee
  •   FREE Annual Credit Report and Score
  •   FREE Mobile Banking
  •   FREE Mobile Deposit
  •   FREE Online Banking and Online Bill Pay
  •   No daily minimum balance requirement

Get more from your bank.

Free checking just got better. Finally, a checking account that not only helps you manage your money, but lets you earn some, too. With free Centennial Checking, you get unlimited cash back, automatically, every time you use your debit card for purchases, plus many more benefits, without the fees and interest penalties of a credit card. Open a free Centennial Checking account today!


Celebrating More Than 100 Years.

We created Centennial Checking in 2013 - our Centennial year -  to thank our customers and community for 100 years of their trust and confidence. Since we first opened our doors in 1913, First Montana Bank has always stood by our core value to serve our customers and communities. We’re proud to be your Montana Bank.


To receive $0.10 back per debit card purchase, purchases must be approved and posted to the account. Message and data rates may apply from your wireless carrier. Free annual credit report and score are optional, upon request.