Whether you’re a first-time homebuyer, an experienced homeowner, or an investor, it’s important to work with a local lender you can trust. First Montana Bank has the mortgage products, competitive rates and expertise you need to navigate the home-buying process with ease from start to finish. Choose from a variety of mortgage options and negotiate with confidence when you are pre-qualified.
We offer a full range of mortgage products designed to fit your needs including conventional mortgage loans, Government loans and other special programs.
|Loan Option||Best For|
|Fixed Rate||Plan to stay in your home for more than 5 years
Want a loan with a lower down payment option
Want consistent principal and interest payments
|Adjustable Rate||Want lower initial monthly payments
Plan on moving in five years or less
|Home $tart||Homebuyers earning up to 80 percent of area median income
Grants may be used for down payments, closing costs, or rehabilitation of an owner-occupied housing unit to be used as the homebuyer’s primary residence
|VA (Veteran’s Affairs)||Eligible Veterans who want to buy a home with no down payment and no mortgage insurance|
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