Whether you’re a first-time homebuyer, an experienced homeowner, or an investor, it’s important to work with a local lender you can trust. First Montana Bank has the mortgage products, competitive rates and expertise you need to navigate the home-buying process with ease from start to finish. Choose from a variety of mortgage options and negotiate with confidence when you are pre-qualified.
We offer a full range of mortgage products designed to fit your needs including conventional mortgage loans, Government loans and other special programs.
|Loan Option||Best For|
Plan to stay in your home for more than 5 years
Want a loan with a lower down payment option
Want consistent principal and interest payments
Want lower initial monthly payments
Plan on moving in five years or less
Homebuyers earning up to 80 percent of area median income
Grants may be used for down payments, closing costs, or rehabilitation of an owner-occupied housing unit to be used as the homebuyer’s primary residence
|VA (Veteran’s Affairs)||Eligible Veterans who want to buy a home with no down payment and no mortgage insurance|
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