Real Estate

Whether you’re a first-time homebuyer, an experienced homeowner, or an investor, it’s important to work with a local lender you can trust. First Montana Bank has the mortgage products, competitive rates and expertise you need to navigate the home-buying process with ease from start to finish. Choose from a variety of mortgage options and negotiate with confidence when you are pre-qualified.

We offer a full range of mortgage products designed to fit your needs including conventional mortgage loans, Government loans and other special programs.

 

Conventional Loans

  • Fifteen and 30-year terms available
  • Purchase and Refinance options
  • Construction Loans
  • Investment properties

Government Loans

  • Federal Housing Administration (FHA)
  • Veterans Administration (VA)
  • Rural Housing Guaranteed

Special Programs

  • Home $tart Savings Program - Qualified applicants may receive a 3 to 1 matching grant by making regular deposits into a down payment savings account with a limit of $5,000.00
  • Montana Board of Housing - Special low, long term fixed rates and low down payment for first-time homeowners
Loan Option Best For
Fixed Rate Plan to stay in your home for more than 5 years
Want a loan with a lower down payment option
Want consistent principal and interest payments
Adjustable Rate Want lower initial monthly payments
Plan on moving in five years or less
Home $tart Homebuyers earning up to 80 percent of area median income
Grants may be used for down payments, closing costs, or rehabilitation of an owner-occupied housing unit to be used as the homebuyer’s primary residence
VA (Veteran’s Affairs) Eligible Veterans who want to buy a home with no down payment and no mortgage insurance

Contact a lender today to get started!

Missoula

Dana Crevar

201 N. Higgins Ave.
Missoula, MT 59802

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Justine Haggart

3309 Brooks St.
Missoula, MT   59801

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Kalispell

Chris Yunker

85 North Main
Kalispell, MT   59901

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Terry Falk

85 North Main
Kalispell, MT   59901

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