Personal Lending

It could be the house of your dreams. Or the car. Maybe a brand new kitchen or a college education for the kids. Whatever you're dreaming of, we have competitive rate loans. Even loan discounts for our existing customers. Talk to our loan officers and let them design a loan package just for you. First Montana Bank is an equal opportunity lender.

Personal Loan Application - Get Started Today

Real Estate Loan Application - Get Started Today

Checking Protection and Personal Line of Credit Application - Get Started Today

Personal Loan Products
You can use a personal loan and a personal line of credit for many of the same things. Depending on your unique situation, a loan or line of credit may better fit your needs. A personal line of credit allows you to borrow only the funds you need at the time you need them without having to reapply during the term of the line of credit.
Personal loans can be used for a variety of purposes inlcluding: home improvements, automobiles and recreation, debt consolidation, medical expenses, or even a vacation. Whatever your needs, our lenders are here to help with a custom solution to fit your needs.
Checking Protection is an overdraft line of credit that is automatically activated when you exceed your checking account balance. To cover the transaction, funds are automatically transferred from your line of credit to your checking account. Instead of bouncing checks and paying large fees, you can borrow a small amount and pay interest. You pay only for the amount of money you borrow, not the number of items you borrow for.
We will design your home loan to fit your unique situation, offering competitive fixed or adjustable rates or interest-only terms. An array of products are available to suit your needs.  Visit our Real Estate page and contact a local lender for more information.
Why not take advantage of all the programs available to you? We offer Federal Housing Authority (FHA/HUD), Montana Board of Housing (MBOH), and Veteran's Administration (VA) loan options, among others, to help you achieve your goal of home ownership.
Land loans and construction loans are available for single family properties, investment properties, subdivisions and commercial buildings.
Your home is likely your largest asset and you have invested a lot of effort building equity - let it work for you! Money borrowed does not need to be used solely for your home—you may want to consider using it for debt consolidation or other expenses.
Nationwide Mortgage Licensing System and Registry Listing
All of our lenders are registered with the NMLS. To verify a lender, visit

Regulated by the State of Montana Division of Banking and Financial Services and the Federal Reserve Bank