Personal Lending

It could be the house of your dreams, or the car. Maybe a brand-new kitchen. Whatever you’re dreaming of, First Montana Bank offers a full line of consumer loan products to fit your individual needs. We can set the terms and the payments to fit your budget, and our local lending team will provide quick loan approval.

Our already low competitive consumer loan rates can be reduced an additional half percent (0.50%) by electing automatic loan payments from your First Montana Bank checking account.

  • New and used vehicle financing
  • Loans for snowmobiles, boats or motorcycles
  • RV (recreational vehicle) loans
  • Home Equity Installment Plans
  • Home Equity Lines of Credit
  • Overdraft protection
  • Debt consolidation
  • CD Secured Loans
  • Individual and corporate credit cards
  • Private student loans


Get started today! Fill out an application online.


Personal Loan Products
A personal line of credit allows you to borrow only the funds you need at the time you need them without having to reapply during the term of the line of credit. You can use a personal loan and a personal line of credit for many of the same things, depending on your unique situation, a line of credit may better fit your needs.  Visit with one of our loan officers to discuss your options.
Personal loans can be used for a variety of purposes including: home improvements, automobiles and recreation, debt consolidation, medical expenses, or even a vacation. Whatever your needs, our lenders are here to help with a custom solution to fit your needs.
We will design your home loan to fit your unique situation, offering competitive rates and terms. An array of products are available to suit your needs.  Visit our Real Estate page and contact a local lender for more information.
Why not take advantage of all the programs available to you? We offer Federal Housing Authority (FHA/HUD), Montana Board of Housing (MBOH), and Veteran's Administration (VA) loan options, among others, to help you achieve your goal of home ownership.
Land loans and construction loans are available for single family properties, investment properties, subdivisions and commercial buildings.
Your home is likely your largest asset and you have invested a lot of effort building equity - let it work for you! Money borrowed does not need to be used solely for your home—you may want to consider using it for debt consolidation or other expenses.

There are many ways to pay for the cost of a higher education.  After considering all your federal loans, scholarships and grants you may still have a gap you need to cover to pay your total college costs. First Montana Bank works with the iHELP Student Loan program to provide you an attractive private student loan that can help you to cover that gap with competitive interest rates, no origination or repayment fees and flexible repayment options.  Click here to learn more and apply!


Personal Loan Application - Get Started Today

Real Estate Loan Application - Get Started Today

Personal Line of Credit Application - Get Started Today


Nationwide Mortgage Licensing System and Registry Listing
All of our lenders are registered with the NMLS. To verify a lender, visit