Checking

We're proud to be your Montana bank. As a local, community bank, service is at the heart of our business. We offer a variety of personal checking accounts designed to fit you perfectly and we invite you to experience better banking with First Montana Bank.

 
Account Features Centennial Checking Personal Checking Prestige Checking Prestige Plus Checking
Unlimited $0.10 back, automatically, every time you use your debit card for purchases2        
Free Annual Credit Score        
Enrollment Requirement None None None Age 55+
Opening Deposit $100 $100 $100 $100
Minimum Balance Requirement To Avoid Monthly Maintenance Fee None None None None
Monthly Maintenance Fee None None $6 None
Earns Interest 1        
Free Online Banking        
Free Online Bill Pay        
Free MasterCard® Debit Card        
Free Mobile Banking and Mobile Deposit3        
Free eStatement Yes, required Yes, $2 per month fee for paper statements    

Account Details

Our premium checking account. Receive $0.10 back per transaction when you use your debit card for purchases.2  No daily minimum balance requirement and no monthly fee. $100 minimum opening deposit. This account requires free eStatements. Free online banking, free online bill pay, free mobile banking, and free mobile deposit are included. Free MasterCard® debit card. Complimentary annual access to your credit report and score, optional, upon request. More on our Centennial Checking account.
Basic checking account designed for customers who use online services. No monthly fee, no daily minimum balance required. Free telephone banking, free online banking, free online bill pay, free mobile banking and free mobile deposit. Free MasterCard® debit card. $100 minimum opening deposit. This account includes free eStatements, there is a $2 per month fee for paper statements. There is a $4 per month fee for paper image statements.
Full-service checking account that earns interest and provides access to additional account benefits. No daily minimum balance required, $6 monthly maintenance fee. Unlimited check writing privileges with free, unlimited standard checks (customer pays shipping & handling fees). Free telephone banking, free online banking, free online bill pay, free mobile banking and free mobile deposit. Free MasterCard® debit card. Free eStatements are available and free paper statements are included. $100 minimum opening deposit.
Full-service checking account for customers 55 years old or older. Earn interest and access additional benefits without a monthly maintenance fee. Unlimited check writing privileges with two free boxes of standard checks per year (customer pays shipping & handling fees). Free telephone and online banking, free mobile banking and free mobile deposit. Free online bill pay. Free MasterCard® debit card. $100 minimum opening deposit; no daily minimum balance requirement.
Save time writing checks and make purchases directly from your checking account with a First Montana Bank MasterCard® Debit Card. The card can double as your ATM card and protects against unauthorized charges.

Open a New Account - Get Started Now    Switch Kit - We'll Help You Close Your Old Account

 

  • 1 Tiered Interest Rate (subject to change).
  • 2 To receive $0.10 back per transaction, purchases must be approved and posted to the account.
  • 3 Message and data rates may apply from your wireless carrier.